body { margin: 2%; background: #FFFFFF; padding: 0em; }

body, TR, TD { margin-top: 0em; color: black; font-family: Arial, Verdana, sans-serif; }
div { margin: 4%; }
p { font-family: Verdana, Arial, sans-serif; }
.lisquare { list-style-type :  square; list-style :  square; }
.centertext { font-family: Arial, Verdana, sans-serif; text-align: center; }
.smindent { margin-left: 2.5em; margin: 4%; font-family: Arial, Verdana, sans-serif; }
.medindent { margin-left: 3.5em; margin: 4%; font-family: Arial, Verdana, sans-serif; }
.lgindent { margin-left: 4.5em; }
.smtext { font-size:  0.8em; font-family: Verdana, Arial, sans-serif; }
.right { float: right; padding: 1em; } 
.left { float: left; padding: 1em; } 

.pullquote { color: #336699; background: white; font-family: Arial, Verdana, sans-serif; font-style: normal; padding: 1em; border-style: ridge; border-width: thin; border-color: #003399; }
.yellow { color: black; font-family: Arial, Verdana, sans-serif; background-color: #FFFFCC;} 
.blue { color: black; font-family: Arial, Verdana, sans-serif; background-color: #CCFFFF;}
.tan { color: black; font-family: Arial, Verdana, sans-serif; background-color: #FEECCE;}
.gray { color: black; font-family: Arial, Verdana, sans-serif; background-color: #CCCCCC;}
.purple { color: black; font-family: Arial, Verdana, sans-serif; background-color: #CCCCFF;}
.darkblue { color: #ffffff; font-family: Arial, Verdana, sans-serif; background-color: #003399;}

a:link.hm { color: #ffffff; text-decoration: none; background-color: #0099cc; }
a:visited.hm { color: #ffffff; text-decoration: none; background-color: #0099cc; } 
a:hover.hm { color: #000000; text-decoration: overline underline; background-color: #ffcc99; }
a:active.hm { color: #000000; text-decoration: none; background-color: #CCCCCC; }
.uline { text-decoration: underline; }

.td { background-color: #ffffff; }